Payment Policy
While using any of the payment method(s) described on the
website for any of your purchases, Craft Paradise will neither be responsible
nor assume any liability, whatsoever, in respect of any loss or damage arising
directly or indirectly to You due to the following reasons:
- Lack of
authorizations for any transaction(s)
- Exceeding the
pre-set limit mutually agreed upon between You and “Bank(s)”
- Any payment
issues arising out of the transaction
- Decline of
transaction for any other reason(s)
Which forms of payment are acceptable?
Craft Paradise entertains all forms of electronic payment means
and services, such as Credit/Debit cards, EMIs, and third-party payment
services, etc.
All payments made against the purchases/services by You on the
Website shall compulsorily be in the Indian National Rupees acceptable in the
Republic of India. The Website will not facilitate transaction(s) in any other
forms of currency for any form of purchases made on the Website.
You understand, accept and agree that Craft Paradise’s Payment
Facility is neither a banking nor financial service, but is merely a
facilitator providing an electronic and automated online payment facility using
the existing authorized banking infrastructure and Electronic Card payment
gateway networks. Through these facilities, Craft Paradise is neither acting as
a trustee nor acting in a fiduciary capacity with respect to the Transactions
or the Transaction Price.
As a Customer, you understand that, upon initiating a
Transaction, You are entering into a legally binding and enforceable contract
with Craft Paradise or its affiliated vendors to purchase the product(s) or
service(s) from Craft Paradise using our Payment Facility, and You shall pay
the Transaction Price through Your Issuing Bank to Craft Paradise through the
Payment Facility.
Is there any form of additional or hidden fee?
No, there is no hidden fee on purchases made by you at Craft
Paradise. We also don’t charge any Shipping or Handling fee. This fee includes
government taxes which are applicable on the coupon discount, and are paid by
us.
How are my electronic payments processed?
- All valid
Credit/Debit Cash cards and other payment instruments are processed using
a Credit Card payment gateway or appropriate payment system
infrastructure, and the same will also be governed by the terms and
conditions agreed to between the Buyer and the respective Issuing Bank and
payment instrument issuing company. Craft Paradise does not, in any way,
store the information of your Credit/Debit cards.
- All online Bank
Transfers from Valid Bank Accounts are processed using the gateway
provided by the respective Issuing Bank which supports Payment Facility to
provide these services to the Users. All such Online Bank Transfers on
Payment Facility are also governed by the terms and conditions agreed to
between Buyer and the respective Issuing Bank.
